We have significant experience in assisting companies in all phases of the corporate life cycle, from formation and early-stage capital raising, to going public and meeting public company reporting and ownership requirements. We provide a full range of services for issuers in initial public offerings, follow-on offerings, investment-grade, high-yield and convertible debt offerings, PIPE transactions, 144A, Regulation S and private placements, with the depth and breadth to handle the most complex and extremely time sensitive matters. We maintain a very strong working relationship with the Securities and Exchange Commission, which enables us to take clients through the SEC review process effectively and efficiently.
Dow Lohnes commercial and consumer finance attorneys represent clients in all aspects of a wide array of loan and financing transactions. Our attorneys have substantial experience and expertise in many types of secured and unsecured, syndicated and unsyndicated, senior and subordinated, investment grade and non-investment grade debt and credit facilities. Dow Lohnes attorneys have represented borrowers, issuers, lessees, lenders, lessors and other financing parties in acquisition-related financings, asset based and cash flow financings, real estate financings, public and private offerings of debt securities, aircraft financings, equipment leasing, securitizations involving a wide range of assets, including real estate mortgages, trade receivables, lease receivables, and auto loan receivables, and interest rate swaps, currency swaps, and other hedge transactions and derivatives. The size of transactions handled by our attorneys ranges from the very large (for example, we worked on a complicated syndicated financing involving five separate credit facilities for two borrowers for an aggregate of $10 billion to finance a going-private transaction) to single lender commercial loans of less than $5 million for our smaller clients. Dow Lohnes finance attorneys also represent clients in workouts, restructurings and recapitalizations.
Our finance attorneys represent both borrowers and lenders. As borrower’s counsel, we serve a diverse nationwide clientele, including major companies in the media, communications, entertainment, information technology, automotive, retail sales, regional airline, educational institution and chemical industries.
Lenders represented by Dow Lohnes include major regional and money center banks, as well as government agencies.
Dow Lohnes finance attorneys regularly provide counseling on consumer lending issues arising under the Federal Truth In Lending Act, the Gramm-Leach-Bliley Act and other federal and state financial disclosure and privacy laws.
Our commercial and consumer finance attorneys work closely with the firm’s other practices, including compensation, employee relations and benefits, media and information technologies, intellectual property, communications and telecommunications, taxation and real estate, to structure and complete finance transactions, including obtaining any necessary government approvals.
Recent examples of our Financing & Lending practice include the following:
- We represented Insight Communications in connection with its $400 million Rule 144A offering of senior notes.
- We represented AutoTrader.com in connection with the refinancing of its prior credit facility with a new $950 million senior secured credit facility in connection with its acquisitions of vAuto and Kelley Blue Book.
- We represented Cox Communications in connection with the financing of a leveraged joint venture partnership between Cox and Scripps Networks Interactive, Inc. to own and operate the Travel Channel, including a $885 million Rule 144A offering of senior notes by the joint venture.
- We represented Cox Communications in connection with its $1.25 billion Rule 144A offering of senior notes.
- We represented Grand Canyon as educational regulatory counsel in connection with its initial public offering and a secondary offering of common stock.
- We represented Cox Communications in connection with its $600 million Rule 144A offering of senior notes.
- We represented Foxco Acquisition Sub, an affiliate of Local TV, in connection with its $200 million Rule 144A offering of senior notes.
- We represented Cox Communications in connection with its $1 billion Rule 144A offering of senior notes.
- We represented Alta Colleges in connection with its $82.5 million credit facility.
- We represented Manheim Automotive Financial Services in connection with its loans to DriveTime Automotive Group, secured by motor vehicles and related assets.
- We represented Smith Media in restructuring its senior secured credit facilities.
- We represented AEA in connection with the seller financing and letter of credit financing relating to its acquisition of Southwest Florida College.