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Client Alert: Red Flag Program Clarification Act

December 2010

On December 7, 2010, Congress passed the Red Flag Program Clarification Act of 2010 in response to the FTC's repeated delays in enforcement of the Red Flags Rule and various requests to Congress that it address the over-inclusive nature of the Rule. The President signed the Act into law on December 18, thereby amending the definition of "creditors" in the Red Flags Rule and likely reducing the number of businesses covered by the Rule.

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